Traditional banks generally don't understand the pain points of service providers in the pharmaceutical industry. As industry players ourselves, our competitively priced direct loans are secured against either your intangible assets (including operating licenses, etc) or any physical business assets, or both.
Our Direct Pharma Loans enhance liquidity for qualified borrowers, and allows them to invest in critical areas such as quality control, regulatory compliance, and the development of more efficient logistics and production processes.
By improving your financial stability, you can focus on adhering to stringent quality standards and regulatory requirements without compromising operational efficiency.
A. TYPES OF LOANS
- Working Capital
- Invoice Financing
- Supplier's Credit
B. FEATURES & BENEFITS
- Can be used for covering expenses, inventory, manufacturing, upgrades, or some other approved use.
- Minimum Loan Amount: GHs50,000.
- Maximum Loan Amount: No rigid maximum, but we can go above GHs20,000,000 (with adequate collateral cover)
- Interest Rates: 7.00% - 15.00% per annum.
- Repayment Period: Up to 5yrs.
- Collateral Type: Either your intangible assets (incl operating licenses) and/or any physical business assets.
C. ELIGIBILITY CRITERIA
- You must either be registered, licensed and operating Pharmacy or OTC Medicine Seller.
- Basic Management Information
- Board of Directors Basic Information
- Proof of Business Registration
- Proof of Operating Licence
- Cash flow statement and annual financial statements
- Your business must be located anywhere in the Greater Accra Region or Koforidua & environs.
D. HOW TO APPLY
No Upfront Fee required.
Simply apply via our online form here, if you meet our requirements.
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